The Mortgage Shop Barnsley 01226 288877

Mortgage and Insurance Products Yorkshire UK

Tel: 01226 288877
Email: mark.haigh@themortgageshops.net

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Helping You Find The Right Mortgage

Looking for a mortgage can be a tiresome journey, which is The Mortgage Shop in Barnsley is here to help take the strain. We understand that a mortgage is one of the biggest financial commitments you will ever make, so you will want to explore every option to help make an informed decision.

The ever changing mortgage market can be a daunting and challenging place, especially in light of the recent turbulent times but rest assured we are Independent Specialists in the Mortgage, Protection and General Insurance Market.

Our extensive experience gives you the peace of mind that you’re working with professionals who will find the correct product for you, bearing in mind everyone’s needs are generally different.

First Time Buyers

As a First Time Buyer, the prospect of looking for your first mortgage can be a minefield. We’re here to help and clear up such questions as:

  • How much will I be able to borrow?
  • What’s the best product for me?
  • What term will suit me best?
  • Ultimately, how much is it going to cost?

The Mortgage Shop of Barnsley are dedicated to finding you the right mortgage to suit your circumstances. Not only can we advise you on the most suitable mortgage product, we will lend a hand through each and every step of the house purchase process from our initial consultation until the day you walk into your new home. Contact us

Remortgage Options

Your mortgage is a big financial commitment so here at The Mortgage Shop we’ll ensure you always have the most appropriate remortgage options on the market.

Looking to remortgage for whatever reason deals can be challenging and time consuming with so many changes in the market. We can make that a whole lot easier with our vast knowledge, finding remortgages that offer many variations with some lenders offering benefits such as:

  • Free Solicitor’s Fees
  • Free Valuations
  • Varying Fees for Products

We will get you the right remortgage deal to suits your circumstances and make the whole remortgage process as stress free as possible. Contact us

Buy to Let

Many people today are looking for their first investment property for a variety of reasons.

The Mortgage Shop of Barnsley works with the whole of the mortgage market. When it comes to Buy to Let properties we have the experience and  knowledge to find you the best suited Buy to Let mortgage for your personal circumstances.

It’s worth considering how Buy to Let mortgages differ and be aware of:

  • How much the rent will potentially yield as lenders generally take this into consideration
  • You may have to pay a slightly higher rate that Buy To Let Mortgages generally attract.
  • Lenders may require a larger deposit on the property than a standard residential property.

There are lots of options and considerations but the experts here at The Mortgage Shop have got you covered.

Need Help?

For Mortgage Quotes

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OUR SERVICES

  • Critical Illness Insurance
  • Home Insurance
  • Life Insurance
  • Mortgages
  • Equity Release
  • Secured Loans
  • Mortgage FAQ’s

RSS Mortgage Strategy – Latest News

  • New homes completed rise 12% in 12 months to March: Homes England
    Housing programmes delivered by Homes England resulted in 36,872 new homes completed in the 12 months to 31 March 2025, a 12% rise compared to the same period the previous year. During the same period, there were 38,308 new houses starting on site, a 5%… The post New homes completed rise 12% in 12 months […]
  • Leeds BS stress test changes allow up £34,000 of extra borrowing    
    Leeds Building Society has become the latest lender to ease its affordability stress testing, allowing customers to borrow up to £34,000 extra to buy a home.      The mutual will amend its borrower affordability assessments, which will reduce stress testing rates by up to 1.24%… The post Leeds BS stress test changes allow up £34,000 […]
  • Parliamentary ‘grind’ delays Renters’ Rights Bill: Report  
    The Renters’ Rights Bill is among several pieces of flagship legislation that look likely to be delayed as they drag their way through Parliament.   The wide-ranging Bill, introduced by Labour in September, proposes to limit rent increases to once a year, moves to end… The post Parliamentary ‘grind’ delays Renters’ Rights Bill: Report   appeared […]
  • Sticky inflation in economy remains ‘uncertain’: BoE Bailey  
    The inflation trend in the UK economy remains “uncertain”, said Bank of England governor Andrew Bailey, adding that growth was likely to slow this year.   “In recent months, the evidence that slack is opening up has strengthened, especially in the labour market,” the central… The post Sticky inflation in economy remains ‘uncertain’: BoE Bailey   appeared first […]
  • HMOs selling up to 50% above average house price: Excellon
    New research from Excellion Capital, reveals that HMOs sell for as much as 50% above the average house price, and provide rental yields of up to 12.5%. Excellion’s analysis of HMO sold price data reveals the average HMO licensed property in England sells for £334,260,… The post HMOs selling up to 50% above average house […]

Our Services

  • Critical Illness Insurance
  • Home Insurance
  • Life Insurance
  • Mortgages
  • Equity Release
  • Secured Loans
  • Mortgage FAQ’s

Find Our Office

Your home or property may be repossessed if you do not keep up repayments on your mortgage.
The Mortgage Shop (Barnsley) Limited is authorised and regulated by the Financial Conduct Authority (FCA)
FCA Register Number 450713

There will be a fee for mortgage advice. The precise amount will depend upon your circumstances.

  • Complaints Procedure
  • Privacy Policy

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Company Registration Number: 04774203 Registered in England & Wales