The Mortgage Shop Barnsley 01226 288877

Mortgage and Insurance Products Yorkshire UK

Tel: 01226 288877
Email: mark.haigh@themortgageshops.net

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Helping You Find The Right Mortgage

Looking for a mortgage can be a tiresome journey, which is The Mortgage Shop in Barnsley is here to help take the strain. We understand that a mortgage is one of the biggest financial commitments you will ever make, so you will want to explore every option to help make an informed decision.

The ever changing mortgage market can be a daunting and challenging place, especially in light of the recent turbulent times but rest assured we are Independent Specialists in the Mortgage, Protection and General Insurance Market.

Our extensive experience gives you the peace of mind that you’re working with professionals who will find the correct product for you, bearing in mind everyone’s needs are generally different.

First Time Buyers

As a First Time Buyer, the prospect of looking for your first mortgage can be a minefield. We’re here to help and clear up such questions as:

  • How much will I be able to borrow?
  • What’s the best product for me?
  • What term will suit me best?
  • Ultimately, how much is it going to cost?

The Mortgage Shop of Barnsley are dedicated to finding you the right mortgage to suit your circumstances. Not only can we advise you on the most suitable mortgage product, we will lend a hand through each and every step of the house purchase process from our initial consultation until the day you walk into your new home. Contact us

Remortgage Options

Your mortgage is a big financial commitment so here at The Mortgage Shop we’ll ensure you always have the most appropriate remortgage options on the market.

Looking to remortgage for whatever reason deals can be challenging and time consuming with so many changes in the market. We can make that a whole lot easier with our vast knowledge, finding remortgages that offer many variations with some lenders offering benefits such as:

  • Free Solicitor’s Fees
  • Free Valuations
  • Varying Fees for Products

We will get you the right remortgage deal to suits your circumstances and make the whole remortgage process as stress free as possible. Contact us

Buy to Let

Many people today are looking for their first investment property for a variety of reasons.

The Mortgage Shop of Barnsley works with the whole of the mortgage market. When it comes to Buy to Let properties we have the experience and  knowledge to find you the best suited Buy to Let mortgage for your personal circumstances.

It’s worth considering how Buy to Let mortgages differ and be aware of:

  • How much the rent will potentially yield as lenders generally take this into consideration
  • You may have to pay a slightly higher rate that Buy To Let Mortgages generally attract.
  • Lenders may require a larger deposit on the property than a standard residential property.

There are lots of options and considerations but the experts here at The Mortgage Shop have got you covered.

Need Help?

For Mortgage Quotes

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OUR SERVICES

  • Critical Illness Insurance
  • Home Insurance
  • Life Insurance
  • Mortgages
  • Equity Release
  • Secured Loans
  • Mortgage FAQ’s

RSS Mortgage Strategy – Latest News

  • Virgin and Clydesdale latest lenders to ease stress tests  
    Clydesdale Bank and Virgin Money have become the latest lenders to ease their home loan stress rates, allowing customers to borrow around an extra £40,000.   The banks say the new rules apply to variable or fixed-rate residential mortgages for terms under five years. They explain that a typical example of joint borrowers with a […]
  • Mortgage Strategy’s Top 10 Stories: 26 May to 30 May
    Mortgage Strategy’s Top 10 Stories of the Week This week’s standout stories include the FCA’s plans to update thousands of directions affecting over 9,000 firms, and a warning from CTM that nearly half a million homeowners could face a rise in monthly mortgage payments in 2025. Discover these and other key developments below.  FCA […]
  • MIMHC walk raises £15k – but still time to donate
    This year’s Mortgage Industry Mental Health Charter (MIMHC) Walk and Talk brought together dozens of people from across the mortgage community. Between them they covered 144 miles in six days, raising awareness of mental health issues, while at the same time raising more than £15,000 for the Niall Stringer Foundation, a charity dedicated to preventing […]
  • Homeowners with over £300k of remaining debt almost doubles 
    The proportion of homeowners with over £300,000 left to pay on their mortgages has nearly doubled over the last seven years.   The figure rose to 9% from 5% between 2017 and 2024, according to consultancy Broadstone’s analysis of the Financial Conduct Authority’s latest Financial Lives Survey.  It adds that these levels of “significant” home […]
  • MPowered and Hinckley & Rugby cut rates
    MPowered Mortgages has cut its three-year fixed rates.  For new purchase customers, three-year fixed rates for customers paying a 35% deposit have been cut to 3.93% paying a £999 fee. Those with a 20% deposit benefit from a new fixed rate of 4.25% paying a £999 fee. Three-year fixed rates for remortgage customers have also […]

Our Services

  • Critical Illness Insurance
  • Home Insurance
  • Life Insurance
  • Mortgages
  • Equity Release
  • Secured Loans
  • Mortgage FAQ’s

Find Our Office

Your home or property may be repossessed if you do not keep up repayments on your mortgage.
The Mortgage Shop (Barnsley) Limited is authorised and regulated by the Financial Conduct Authority (FCA)
FCA Register Number 450713

There will be a fee for mortgage advice. The precise amount will depend upon your circumstances.

  • Complaints Procedure
  • Privacy Policy

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Company Registration Number: 04774203 Registered in England & Wales