The Mortgage Shop Barnsley 01226 288877

Mortgage and Insurance Products Yorkshire UK

Tel: 01226 288877
Email: mark.haigh@themortgageshops.net

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Helping You Find The Right Mortgage

Looking for a mortgage can be a tiresome journey, which is The Mortgage Shop in Barnsley is here to help take the strain. We understand that a mortgage is one of the biggest financial commitments you will ever make, so you will want to explore every option to help make an informed decision.

The ever changing mortgage market can be a daunting and challenging place, especially in light of the recent turbulent times but rest assured we are Independent Specialists in the Mortgage, Protection and General Insurance Market.

Our extensive experience gives you the peace of mind that you’re working with professionals who will find the correct product for you, bearing in mind everyone’s needs are generally different.

First Time Buyers

As a First Time Buyer, the prospect of looking for your first mortgage can be a minefield. We’re here to help and clear up such questions as:

  • How much will I be able to borrow?
  • What’s the best product for me?
  • What term will suit me best?
  • Ultimately, how much is it going to cost?

The Mortgage Shop of Barnsley are dedicated to finding you the right mortgage to suit your circumstances. Not only can we advise you on the most suitable mortgage product, we will lend a hand through each and every step of the house purchase process from our initial consultation until the day you walk into your new home. Contact us

Remortgage Options

Your mortgage is a big financial commitment so here at The Mortgage Shop we’ll ensure you always have the most appropriate remortgage options on the market.

Looking to remortgage for whatever reason deals can be challenging and time consuming with so many changes in the market. We can make that a whole lot easier with our vast knowledge, finding remortgages that offer many variations with some lenders offering benefits such as:

  • Free Solicitor’s Fees
  • Free Valuations
  • Varying Fees for Products

We will get you the right remortgage deal to suits your circumstances and make the whole remortgage process as stress free as possible. Contact us

Buy to Let

Many people today are looking for their first investment property for a variety of reasons.

The Mortgage Shop of Barnsley works with the whole of the mortgage market. When it comes to Buy to Let properties we have the experience and  knowledge to find you the best suited Buy to Let mortgage for your personal circumstances.

It’s worth considering how Buy to Let mortgages differ and be aware of:

  • How much the rent will potentially yield as lenders generally take this into consideration
  • You may have to pay a slightly higher rate that Buy To Let Mortgages generally attract.
  • Lenders may require a larger deposit on the property than a standard residential property.

There are lots of options and considerations but the experts here at The Mortgage Shop have got you covered.

Need Help?

For Mortgage Quotes

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OUR SERVICES

  • Critical Illness Insurance
  • Home Insurance
  • Life Insurance
  • Mortgages
  • Equity Release
  • Secured Loans
  • Mortgage FAQ’s

RSS Mortgage Strategy – Latest News

  • Blog: Creativity, innovation and – most important of all – advice
    These are exciting times for the market. Change is happening fast, driven by price competition and rapid innovation across every part of the industry. A major force behind this shift is the intense price competition among the big six lenders. As they battle over margins,… The post Blog: Creativity, innovation and – most important of […]
  • Stamp Duty break for downsizers could unlock 500,000 homes a year
    Stamp duty relief for downsizers could free up over half a million homes within just 12 months, according to new research from national estate agency Jackson-Stops. The research, which looks at the impact of the property tax on older homeowners, found that over a fifth… The post Stamp Duty break for downsizers could unlock 500,000 […]
  • FTB borrowing not keeping up with house prices: Acre
    First-time buyer affordability is being stretched further as increased borrowing is not keeping pace with house prices, new data from Acre suggest. The mortgage platform’s analysis of 14m affordability searches in the first half of 2025, show that first-time buyers are borrowing an average of £240,299,… The post FTB borrowing not keeping up with house prices: […]
  • Barclays cuts more deals below 4%; Clydesdale slashes rates
    Barclays and Clydesdale Bank are cutting mortgage rates by as much as 26 basis points tomorrow, with a number of Barclays’ deals dropping below 4%. In Barclays' remortgage range, a two-year fixed rate at 75% LTV will reduce by 15bps from 4.14% to 3.99%, with… The post Barclays cuts more deals below 4%; Clydesdale slashes […]
  • Atom launches near-prime deals
    Atom has launched a number of near-prime products with rates from 5.09%. The deals come with a £1,500 arrangement fee and are available at up to 90% loan-to-value. The range includes both purchase and remortgage deals. Two-year fixes start from 5.09%, while three and five-year… The post Atom launches near-prime deals appeared first on Mortgage […]

Our Services

  • Critical Illness Insurance
  • Home Insurance
  • Life Insurance
  • Mortgages
  • Equity Release
  • Secured Loans
  • Mortgage FAQ’s

Find Our Office

Your home or property may be repossessed if you do not keep up repayments on your mortgage.
The Mortgage Shop (Barnsley) Limited is authorised and regulated by the Financial Conduct Authority (FCA)
FCA Register Number 450713

There will be a fee for mortgage advice. The precise amount will depend upon your circumstances.

  • Complaints Procedure
  • Privacy Policy

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Company Registration Number: 04774203 Registered in England & Wales