The Mortgage Shop

Mortgage and Insurance Products Yorkshire UK

Tel: 01226 288877
Email: mark.haigh@themortgageshops.net

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Helping You Find The Right Mortgage

Looking for a mortgage can be a tiresome journey, which is The Mortgage Shop in Barnsley is here to help take the strain. We understand that a mortgage is one of the biggest financial commitments you will ever make, so you will want to explore every option to help make an informed decision.

The ever changing mortgage market can be a daunting and challenging place, especially in light of the recent turbulent times but rest assured we are Independent Specialists in the Mortgage, Protection and General Insurance Market.

Our extensive experience gives you the peace of mind that you’re working with professionals who will find the correct product for you, bearing in mind everyone’s needs are generally different.

First Time Buyers

As a First Time Buyer, the prospect of looking for your first mortgage can be a minefield. We’re here to help and clear up such questions as:

  • How much will I be able to borrow?
  • What’s the best product for me?
  • What term will suit me best?
  • Ultimately, how much is it going to cost?

The Mortgage Shop of Barnsley are dedicated to finding you the right mortgage to suit your circumstances. Not only can we advise you on the most suitable mortgage product, we will lend a hand through each and every step of the house purchase process from our initial consultation until the day you walk into your new home. Contact us

Remortgage Options

Your mortgage is a big financial commitment so here at The Mortgage Shop we’ll ensure you always have the most appropriate remortgage options on the market.

Looking to remortgage for whatever reason deals can be challenging and time consuming with so many changes in the market. We can make that a whole lot easier with our vast knowledge, finding remortgages that offer many variations with some lenders offering benefits such as:

  • Free Solicitor’s Fees
  • Free Valuations
  • Varying Fees for Products

We will get you the right remortgage deal to suits your circumstances and make the whole remortgage process as stress free as possible. Contact us

Buy to Let

Many people today are looking for their first investment property for a variety of reasons.

The Mortgage Shop of Barnsley works with the whole of the mortgage market. When it comes to Buy to Let properties we have the experience and  knowledge to find you the best suited Buy to Let mortgage for your personal circumstances.

It’s worth considering how Buy to Let mortgages differ and be aware of:

  • How much the rent will potentially yield as lenders generally take this into consideration
  • You may have to pay a slightly higher rate that Buy To Let Mortgages generally attract.
  • Lenders may require a larger deposit on the property than a standard residential property.

There are lots of options and considerations but the experts here at The Mortgage Shop have got you covered.

Need Help?

For Mortgage Quotes

Click Here

OUR SERVICES

  • Critical Illness Insurance
  • Home Insurance
  • Life Insurance
  • Mortgages
  • Equity Release
  • Secured Loans
  • Mortgage FAQ’s

RSS Mortgage Strategy – Latest News

  • Brightstar posts record sales, warns market loans fall in 2023  
    The Brightstar Group posted record turnover up 21% last year, but warned that it was cautious about 2023, adding that “overall lending will fall”.   The business, which includes Brightstar Financial and Sirius Property Finance, reported its highest ever annual sales of £12.6m in 2022, “during a particularly challenging period for the market”.   The […]
  • Majority support raising tax on second homes
    Over half – 59% – of people asked would support doubling the rate of council tax paid on second homes, a new YouGov poll shows. Specifically, 32% of those asked said they would ‘strongly’ support this measure and 27% that they would ‘somewhat’ suppose it. Meanwhile, 14% said they would ‘somewhat’ oppose this and 13% […]
  • Leeds Building Society debuts 3-, 5-year resi loans at up to 90% LTV  
    Leeds Building Society has launched two new fixed-rate mortgages, across three- and five-year terms at up to 90% loan to value.   The mutual says both products come with a free standard valuation and a fee-assisted legal service for in-house remortgages.   The three-year fixed-rate offer — up to and including 31 March 2026 – covers:    Fixed […]
  • NRLA calls for landlord tax review to tackle private rent ‘supply crisis’  
    The “supply crisis” across private rented housing must lead to a government review of how landlords are taxed, says the National Residential Landlords’ Association.   Demand for private rented housing had increased across England and Wales said 65% of buy-to-let owners across England and Wales in the fourth quarter of 2022, according to a poll […]
  • FCA required firms to amend or remove 8,582 promotions in 2022
    The Financial Conduct Authority (FCA) required authorised firms to amend or remove 8,582 promotions during 2022. That is 14 times more than 2021, a report published today (3 February) shows. In 2021, the regulator required authorised firms to  amend or remove 573 promotions. The FCA also published over 1,800 alerts to help prevent consumers from losing their […]

Our Services

  • Critical Illness Insurance
  • Home Insurance
  • Life Insurance
  • Mortgages
  • Equity Release
  • Secured Loans
  • Mortgage FAQ’s

Find Our Office

Your home or property may be repossessed if you do not keep up repayments on your mortgage.
The Mortgage Shop (Barnsley) Limited is authorised and regulated by the Financial Conduct Authority (FCA)
FCA Register Number 450713

There will be a fee for mortgage advice. The precise amount will depend upon your circumstances.

  • Complaints Procedure
  • Privacy Policy

Copyright © 2023 · The Mortgage Shop (Barnsley) Limited
Company Registration Number: 47742 Registered in England & Wales